🏠 Rent vs. Buy Calculator
Compare renting with buying using the down payment opportunity cost, mortgage interest, housing appreciation, and investment returns over a 30-year projection.
Home price (¥10,000s)300 × ¥10,000
Down payment (%)30 %
Mortgage rate (%)3.5 %
Monthly rent (CNY)¥ 4,500
Down payment investment return (%)5.0 %
💡 Decision Estimate
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Compare over time
Buy scenario (estimated monthly mortgage)¥ 0
Rent scenario (monthly difference invested)¥ 0
